Car Title Loans in PlacervilleCar title Loan FAQWhat is your interest rate?We charge 7.5% interest per month on loans $5000 or more and 8% interest per month on loans below that.How long do I have to pay off the loan?Typically loans are written for 2-3 years but they could be longer based on your needs.I only need the loan for a month or so. Does that change anything?Our loans do not have any prepayment penalty.How easy is it to get a title loan?Actually very easy. It is a matter of making sure you have a vehicle that has enough value and you work with us on the paperwork.What documents are needed?• Copy of your drivers license• Original Title • Insurance • References • Proof of residence (verify where you live) • Proof that you have some income of at least $1500 a month Is it faster to drive into your location first?We have streamlined the process for you to do almost everything online. Only when you come to get the money do we meet face to face.Do I have to have a job?No but you do have to have income of at least $1500 a month from some source.What about my credit? It’s not that great. I need a bad credit personal loan now.Bad credit is okay with us. We are mostly concerned that you are not in active bankruptcy. If you have done a BK, it needs to be discharged at this point. |
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